You've always dreamed of planning the perfect wedding, but no matter how carefully you plan it, there are many things that can go wrong - things that are beyond your control.
What if your reception venue goes out of business a month before the wedding, and you lose your deposit and have to find another location? Or a hurricane causes your wedding to be postponed? What if your bridal shop closes, leaving you without a gown?
A wedding is an investment, and as the average cost of weddings rises, now up to $28, 000, wedding insurance is needed more than ever. After all, you wouldn't buy a new car that costs that much without insuring it against damage.
For as little as $160, you wedding insurance policy can cover a variety of situations, such as:
- No Dress. You can get repair or replacement cost if the bride's wedding gown
or groom's tuxedo is lost or damaged.
- Lost Deposits. We can reimburse your deposit if a vendor goes out of business
declares bankruptcy before your wedding, or simply fails to show up.
- Lost Rings. You can receive repair or replacement cost if the bride or groom's wedding
bands are lost or damaged.
- Severe weather. If severe weather (such as a hurricane)forces you to postpone your
wedding, we can provide reimbursement for non-recoverable expenses.
- Transportation Shutdown. If you have to postpone the wedding because a commercial
transportation shutdown prevents the bride, groom or their parents from getting
there, you can receive reimbursement for the non-recoverable expenses.
- Ruined Photos. If your photographer's film is defective, or negatives are
damaged, we can help cover the cost to re-take new photos.
- Call to Duty. If the bride of groom is unexpectedly called up to active duty, or has her
or his military service leave revoked, forcing you to postpone the event, we can
provide reimbursement for non-recoverable expenses.
- Damaged Gifts. You can get repair or replacement cost if your wedding gifts are
- Sudden Illness. If the wedding needs to be postponed because sudden illness
prevents the bride, groom or their parents from attending, you can receive
reimbursement for non-recoverable expenses.
- Venue Requires Insurance. As an additional option to your policy, you can add
liability coverage to protect yourself in case a guest is injured or causes damage
- Liquor Liability. As an individual liability option to your policy, you can add this
coverage to protect yourself against liability arising from alcohol-related
occurrences (subject to policy conditions and exclusions).
- Additional expense. If the vendor suddenly becomes unavailable for your event
but you can find a last-minute replacement, we can reimburse you for the
difference in cost.
Wedding Protector Plan